BODY {
     font-family: Georgia, "Trebuchet MS", Verdana, Arial, Helvetica, sans-serif;      
 	line-height: 1.2;
        background: white;
        color: #000874;
	background-image:url(../images/swatermark3.jpg); 
	background-repeat:repeat-y; 
	background-position:center center;
	margin-top:0px;
}

TD {font-size: 12px
      }

h3  {font-size: 16px;
     margin-left:20px;
     margin-right: 20px;
     color: #404fef;
	background-color: #dfdff0;
	margin-bottom:3px; 
     }
h4  {font-size: 14px; 
     margin-left: 40px;
     margin-right: 40px;
margin-top:5px;
     margin-bottom:3px;
	}
h5  {font-size: 12px; 
     margin-left: 30px;
     margin-right: 20px;
     line-height: 1.5; }
h6  {font-size: 10px;
     text-indent: 25px }


dd  {display: list-item;
     font-size: 14px; 
     margin-left: 85px;
     margin-right: 20px;
     line-height: 1.5;
     
	}

A:link {color: #000874;
	text-decoration: underline;
	 }

A:active {text-decoration: none;
	color: #000874; }

A:visited {text-decoration: underline;
	color: #000874;
	}

A:hover {color: yellow;
   	background-color: #405098;
	font-style: normal;
	text-transform: none; }

.dir a:hover {color: #dfdff0;
	background-color: #405098;
	font-style: normal;
	text-transform: none;
	text-decoration:none;
		 }

.dir a:link {color: #dfdff0;
	text-decoration: none;
	font-weight: bold;
	 }

.dir a:active {text-decoration: none;
	color: #ffffff; }

.dir a:visited {text-decoration: none;
	color: #dfdff0;
	font-weight: normal;
	}

.lrgdir A:link {color: #404fef;
	text-decoration: underline;
	 }

.lrgdir A:active {text-decoration: none;
	color: #404fef; }

.lrgdir A:visited {text-decoration: underline;
	color: #404fef;
	}

.lrgdir A:hover {color: yellow;
   	background-color: #405098;
	font-style: normal;
	text-transform: none; }

.txtcol {color: #dfdff0;}

.nav A:link {color: #404fef;
	text-decoration: underline;
	font-weight: normal;
	font-size: 11px;
	
	 }

.nav A:active {text-decoration: none;
	color: #404fef;
	font-size: 11px; }

.nav A:visited {text-decoration: underline;
	color: #405098;
	font-size: 11px;
	
	}

.nav A:hover {color: #af0020;
   	background-color: #ffffff;
	text-transform: none;
	text-decoration: none;
	font-size: 11px; }

.annoy {
text-decoration: blink
}